YOUR CAREER

DESERVES

MORE.

Our commitment to speed, communication, and personalized service sets us apart. Join us and be part of a team that values innovation, reliability, and a culture of winning.

EXPERIENCE OUR UNMATCHED OPS SUPPORT

(SO YOU CAN FOCUS ON YOUR BUSINESS)

Our operations at First Coast isn’t outsourced like most lenders, our team is in-house, in sync, and invested in every file. From contract to clear-to-close, our front end, processors , and closing team work side by side with loan officers to make sure nothing slips through the cracks. Our slogan is "Faster. Easier. More Affordable." because we have them to rely on. We pride ourselves on lightning-fast turn times, proactive internal & external communication, and a true team mentality. Our support staff is second to none, and it shows in our growth and our results.

Front-End Support

Handles document collection, disclosures, locks, title orders, and submitting files to underwriting.

Processing Team

Communicates with borrowers for conditions, order appraisals, manage underwriting follow-ups, and drive toward clear to close.

Closing Department

Balances with title, send CDs on time, and prep everything for smooth closings.

Leadership Team

Pipeline management, troubleshooting, and honest communication when it matters most.

TAKE A LOOK INTO OUR OFFICE

A great team starts with a great environment. Our office is full of energy, collaboration, and laughter. We work hard, we support each other, and we genuinely enjoy what we do. Watch this video for a firsthand look at the culture that makes FCMF one of a kind.

BROKER POWER =

BETTER RATES + MORE WINS

Retail loan officers are limited by what’s in stock. As a broker with FCMF, you get access to aggressive wholesale pricing, fast closings, and a full suite of loan products designed to help you win more deals. On top of that we have our VP of Investor Relations- David Smith, better known as Deal Desk Dave. David is a dedicated asset to our team, where his goal is to make sure no deal is left behind. Check out the video below of some of our loan officers attesting to David's guidance.

LOWER RATES

Shop dozens of lenders to secure the best pricing for your clients.

MORE LOAN OPTIONS

From Non-QM to Bank Statement, you’re never stuck saying no.

SALES COACHING AT FCMF

Every Thursday, First Coast loan officers have access to free, in-house coaching led by our co-founder, Jason Kindler—a 24-year mortgage veteran, top producer, and passionate mentor. Jason’s coaching isn’t fluff. It’s real-world strategy, tactical insight, and practical advice from someone who’s built a billion-dollar brokerage from the ground up. Whether you're new to the industry or a seasoned LO looking to scale, these weekly sessions are designed to help you grow a business you're proud of—with clarity, confidence, and community behind you.

  • How to build a sustainable referral business

  • Breaking down real loan scenarios and solutions

  • Marketing tips: personal branding, content, and visibility

  • Live Q&A and problem-solving with the team

  • Mindset, motivation, and long-term growth planning

  • How to stay competitive in today’s market

SPEAK WITH A TEAM WHO WANTS TO INVEST IN YOU

Work one-on-one with owners Jason Kindler and Aaron Bacus for
coaching, strategic planning, and business development. Whether you're refining your brand, wanting to scale your pipeline, or looking to optimize your systems, they're dedicated to helping you grow.

SPEAK WITH A TEAM WHO WANTS TO INVEST IN YOU

Work one-on-one with owners

Jason Kindler and Aaron Bacus for
coaching, strategic planning, and business development. Whether you're refining your brand, wanting to scale your pipeline, or looking to optimize your systems, they're dedicated to helping you grow.

HAVE MORE QUESTIONS?

What Kind Of Loans Can I Offer My Clients?

As a broker and non-delegated lender, we give you access to FHA, VA, USDA, Conventional, Jumbo, Bank Statement, DSCR, ITIN, 2-1 buydowns, Asset Depletion and more, across multiple investors. You’re never boxed into one program or pricing sheet. We work with our Vice President of Investor Relations, David Smith, who is internally known as "Deal Desk David" to continue bringing new products to First Coast, so we never have to say no to our buyers.

What CRM System Do You Use?

We equip every LO with Go High Level- our internal, custom built CRM system for our team. Go High Level houses our loan officer's leads, conversations, marketing, personalized websites, campaigns, calendars/ appointment setting, live lead follow up, social media and more. We are consistently building out new automations within GHL and are never scared to invest in ideas that will help our loan officers grow!

What's The Team Culture Like?

We’re known for having one of the best cultures in the business. We collaborate, we have fun and we offer amazing support! Our office is full of energy, laughter, and people who genuinely want each other to win. If you haven't already, we encourage you to scroll up on the page to view a day at FCMF. We also open up our Tuesday meeting to anyone who would like to see first hand, a candid look at our culture. Scroll up to "Take a Look Inside Our Office" to get the link to our next Tuesday meeting.

Do Your Loan Officers Receive Leads, or am I 100% self-sourced?

While we love empowering self-sourced LOs, we also invest in company-paid, exclusive organic leads from paid advertisements. These aren't dull leads that come from lead farms- they're unique to First Coast, our ads and our landing pages- and we give all loan officers the chance to be a part of our lead team if they choose. You’ll also have access to our lead management system built to help you track, nurture, and close those leads.


WHAT CLIENTS SAY ABOUT FCMF

YOU'RE NOT ALONE HERE

We're a team where loan officers actually help each other win. We offer weekly team calls, sales coaching, mastermind sessions, peer-to-peer meetings and more. We promise, you'll never be left to figure it out alone.

We're a team of good people doing great business, together.


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